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- Klarna eyes $15B US-IPO, Revolut plans banking license in Ukraine, JP Morgan sues Viva Wallet execs
Klarna eyes $15B US-IPO, Revolut plans banking license in Ukraine, JP Morgan sues Viva Wallet execs
theFintech.Guru - Week 6-7 of 2025
FinTech IPOs are BACK! Klarna and eToro lead the charge, aiming for multi-billion dollar valuations.
Klarna's comeback story is one for the books, going from a down round to a potential $15B IPO. eToro isn't far behind, confidentially filing for its own public debut. Meanwhile, Rapyd is learning the hard way that inflated valuations don’t last forever. Will these IPOs set the tone for FinTech's next chapter? Time will tell...
🚀 Hottest News
Klarna and eToro are making headlines with their IPO ambitions, while Rapyd's valuation cut serves as a reality check for the industry. Meanwhile, Sequoia's interest in Mercury shows that FinTech investment is far from over.
🇺🇸💸 Klarna Eyes US IPO · The BNPL giant is staging a major comeback after a valuation plunge.
🇺🇸📈 eToro Moves Closer to IPO with $5B Valuation Target · The trading platform confidentially files for a public listing.
🇺🇸🔻 Rapyd Faces Major Valuation Cut in Latest Funding Talks · The Stripe competitor is in talks with investors at a much lower valuation.
🇺🇸💰 Sequoia in talks to lead Mercury funding at over $3 billion valuation · Renewed interest in FinTech investment signals a potential market rebound.
💡 Guru’s Brainfeed
🇺🇦🏦 Revolut plans to obtain a Banking License in Ukraine. · Revolut expands its global footprint.
🇬🇷💸 JPMorgan Chase’s $917 million investment in a Greek FinTech company. · A cautionary tale of international expansion gone wrong.
🧙 The Guru's Wisdom
Revolut isn’t just navigating Ukraine’s financial challenges—it’s redefining resilience. In the turmoil of war and strict FX controls, the fintech giant sees an underserved need: Ukrainians need stability through global financial access. By pursuing a local license and maintaining its international infrastructure, Revolut bridges gaps for refugees and freelancers—enabling euro accounts, seamless cross-border payments, and crypto options.
The company isn’t dodging regulations but collaborating to offer lifelines within the rules, like integrating with Ukraine’s “Diya” app and launching local cards that quietly signal solidarity.
What’s revolutionary here? Revolut’s playing the long game. While domestic banks focus inward, it’s building outward-facing rails for a population increasingly tied to global economies.
Ukraine’s diaspora, remote workers, and future recovery will demand financial fluidity—and Revolut is laying the groundwork now. Same with Brazil, India, and Mexico: markets where borders blur but banking lags.
The lesson? True innovation thrives where others see risk.
Revolut isn’t just adapting to crises; it’s future-proofing finance for those who need it most.
🌶️ Hot Takes
The regulatory landscape is heating up, with increased scrutiny on financial promotions and cyber threats. Meanwhile, the debate over crypto’s ‘debanking’ continues to rage on.
🇬🇧🚨 FCA intensifies scrutiny on misleading financial promotions · The FCA cracks down on misleading financial ads.
🇮🇳🌐 India’s central bank launches exclusive internet domains to combat cyber threats · India takes proactive steps to enhance cybersecurity.
🇺🇸🏛️ Crypto’s ‘Debanking’ debate takes center stage in Washington · Crypto executives argue against unfair targeting.
🌍 Region Spotlight: LATAM
Latin America's FinTech scene keeps thriving! With promising startups and increased focus on credit decentralization. Keep an eye on this region as it continues to innovate.
🇧🇷💳 BYX acquires Nvio to expand beyond payroll loans · BYX strengthens its position in the Brazilian credit market.
🇨🇱✅ PayRetailers wins approval from Chilean regulators for cross-border acquiring · PayRetailers gains regulatory approval in Chile.
That's it for this week folks.
Keep following TheFintech.Guru to stay ahead of the curve and master the FinTech game.