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๐ฎ๐ธ FinTech IPOs: eToro Eyes US, Monzo Mulls Options!
theFintech.Guru - Week 4 of 2025
eToro's files for US IPO targeting a $5bn valuation, snubbing London's struggling market. Meanwhile, Monzo aims for IPO readiness by year-end, sparking a US vs. UK listing debate. Is this the start of a FinTech IPO rush, or just a mirage in a volatile market? Time will tell...
๐ Hottest News
The IPO whispers are getting louder, with major players eyeing public markets. Where they choose to list could have a significant impact on future funding and growth.
๐บ๐ธ๐ฎโ๐จ eToro Files for US IPO, Chasing $5 Billion Valuation ยท Another FinTech giant bypasses London for New York's allure.
๐ฌ๐ง๐ค Monzo Prepares for Potential IPO, Debates Listing Location ยท New York or London? The battle for Monzo's IPO begins.
๐ง The Guru's Prediction ๐ง

Expect a wave of FinTech IPOs in the next 12 months, primarily in the US. The allure of deeper pockets and higher valuations will prove too tempting for many high-growth companies. London needs to step up its game to remain competitive. This renewed focus on public markets could also signal a shift in investor sentiment, with a greater emphasis on profitability and sustainable growth over rapid expansion at all costs.
๐ถ๏ธ Hot Takes
From regulatory crackdowns to surprising partnerships, this week's news is full of twists and turns. Keep an eye on how these developments unfold in the coming months.
๐ณ๐ฑ๐ Klarna Ordered to Halt In-Store BNPL Services ยท Dutch regulators pump the brakes on in-store BNPL, citing consumer debt concerns.
๐ฌ๐ง๐ธ UK's Open Banking Gets Ready for 2025 with VRP Launch ยท Variable Recurring Payments are set to shake up the UK's financial landscape.
๐ฌ๐ง๐ HSBC Shuts Down International Payments App Zing ยท Another traditional bank stumbles in the face of FinTech competition.
๐จ๐ฆ๐ธ Bench Files for Bankruptcy, Owing $65 Million ยท A cautionary tale of overspending and unsustainable growth in the FinTech world.
๐ฌ๐ง๐ง Barclays Shuts Down FinTech Accelerator Rise ยท A surprising move from a bank known for its FinTech engagement.
๐ก Guruโs Brainfeed - Wisdom Nuggets
Knowledge is power in the ever-evolving world of FinTech. Here are this week's must-reads for the discerning Guru.
๐๐ How Big is the Cross-Border Payments Market? ยท A deep dive into the massive and growing world of cross-border payments.
๐๐ก Payments Orchestration 101 ยท A Guru's guide to navigating the complex world of payment processing.
From bankruptcies to billion-dollar valuations, this week highlighted the extreme highs and lows of the industry. The IPO market is heating up, while regulators are tightening their grip. Stay informed, stay agile, and stay ahead of the curve.
That's it for week 4 of 2025, folks.
Keep following TheFintech.Guru and stay ahead in the FinTech game.